AGR Insurance Brokers “AGR Subscribe to Win” Contest Rules and Regulations

This contest is being held by AGR Insurance Brokers (the “Sponsor”). Enter for a chance to win the YETI Roadie® 24 Hard Cooler retail price $350.00 (CDN) and a $250.00 gift card, fulfilled through Tango Card.

One (1) YETI Roadie® 24 Hard Cooler, retail price $350.00 (CDN) (1) winner and three (3) $250.00 gift cards, fulfilled through Tango Card, will be given to three (3) winners (the “Prize(s)”).

See the section, “Winner Selections/Draws” for draw dates of each Prize. Restrictions apply.

The AGR Subscribe to Win Contest (the “Contest”) begins at 12:01 a.m. EST on September 13th, 2022 and closes at 11:59:59 p.m. EST on October 14th, 2022 (“Contest Closing Date”). Please read the full Contest rules and regulations below.

To be eligible for this Contest, an individual must be a resident of Ontario and at least 18 years of age at the time they enter this Contest.

To enter and be eligible, contestants must provide their first and last name, valid email address, postal code (“Mandatory Information”) and must subscribe to receive electronic communications from AGR Insurance Brokers before they can be entered into the Contest and eligible to win any of the Prizes.

Failure to complete the Mandatory Information means the contestant will not be entered into the Contest.

The Contest can only be entered once per person, multiple entries will be considered duplicate entries to the Contest, declared void and the contestant will be disqualified from the Contest rendering them ineligible for a Prize.

Employees, officers and directors of AGR Insurance Brokers  and their respective affiliates, subsidiaries, advertising, promotional, fulfillment and marketing agencies, and all of their immediate families (parent, child, sibling and spouse) and persons living in the same households as these individuals (whether related or not) are not eligible to participate in the Contest.

NO PURCHASE NECESSARY. Any eligible person can enter the Contest by visiting the AGR Insurance Brokers booth at one of the AGR Subscribe to Win events between September 13th, 2022 and October 6th, 2022 and filling out an electronic consent form or entering online at

If anyone does not wish to receive marketing materials, promotional emails, electronic publications, product information, news, information and/or surveys by email and/or feedback emails after consenting to do so and/or after entering the Contest, they may unsubscribe at any time by selecting the unsubscribe link in the email delivering that particular promotional email sent by AGR Insurance Brokers.


$250.00 Tango Gift Card

Three (3) separate and random draws will be made, each draw will be for one (1) $250 gift card, fulfilled through Tango Card. The Contest Period from all eligible entries submitted into the Contest through the consent form at the AGR Insurance Brokers booth at one of the AGR Subscribe to Win events, online, up to and including, the Contest Closing Date. Each separate and random draw will take place in Ottawa, Ontario on or about the following draw dates, for entries received at events the locations noted below, as follows:

  1. Markham Stouffville Hospital on September 23rd, 2022
  2. North York General Hospital on October 11th, 2022
  3. Michael Garron Hospital on October 14th, 2022

The winner from one (1) draw will be reentered into the Contest for a chance to win another draw for a Prize.

Odds of winning are dependent on the number of eligible entries received at each AGR Subscribe to Win event. All decisions by the independent prize selection team are final and binding on the participants in all matters relating to the Contest.

YETI Roadie® 24 Hard Cooler retail price $350.00 (CDN)

One (1) random draw will be made for one (1) YETI Roadie® 24 Hard Cooler retail price ($350.00 CDN) at the end of the Contest Period from all eligible entries submitted into the Contest through the consent form at the AGR Insurance Brokers booth or online from all of the AGR Subscribe to Win events, up to and including, the Contest Closing Date. This random draw will take place in Ottawa, Ontario on October 14th, 2022.

Odds of winning are dependent on the number of eligible entries received at all AGR Subscribe to Win events by the Contest Closing Date. All decisions by the independent prize selection team are final and binding on the participants in all matters relating to the Contest.

To win a Prize, the selected contestant must first correctly answer without assistance of any kind, a time-limited, mathematical, skill-testing question in writing before being declared a Prize winner.

For the purpose of these rules, the contestant is the person whose name was entered into the Contest, provides the Mandatory Information and subscribes to receive electronic communications from AGR Insurance Brokers. Only one name per entry will be accepted. Registered entries with multiple names will be void and removed from the Contest.

The selected contestant will be notified by phone and/or email using the phone number and/or email address entered into the Contest. If the selected contestant cannot be contacted or does not respond after a minimum of three (3) attempts within seven (7) calendar days from the first attempt at contact, or if a prize notification notice is returned as undeliverable, or if the contestant incorrectly answers the skill-testing question, declines the Prize or fails to return a release of liability within ten (10) days’ time to AGR Insurance Brokers, that contestant will be declared ineligible to win the prize and another contestant will be selected in the manner described above.

When a contestant is contacted as the selected winner for a Prize, he or she will be asked for an email address to where the skill-testing question, a declaration of compliance with Contest rules, a liability and publicity release can be sent.

It is the sole responsibility of any contestant to notify AGR Insurance Brokers marketing department of any changes to their contact information by emailing if they still wish to be entered into the Contest.

Entries and the Prize claim are subject to verification and will be declared invalid if they are illegible, incomplete, mechanically reproduced, mutilated, forged, falsified, altered or tampered with in any way.

This Contest is subject to all applicable federal, provincial, territorial and municipal laws and regulations, is void where prohibited by law and is governed by Canadian laws and the laws of the Province of Ontario. If any provision of these rules is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.

By participating in this Contest, contestants agree to be bound by these rules and regulations

AGR Insurance Brokers will not be held responsible for any errors or negligence that may arise or occur in connection with the Contest including, but not limited to, the contestant’s information entered into Contest page and the Contest by any person, including, but not limited to, a customer sales representative.

All entries become the property of AGR Insurance Brokers upon receipt and will not be returned. By entering this Contest, contestants agree to the use of their personal information in accordance with AGR Insurance Brokers Privacy Policy, which can be found here When contestants participate in a Contest, AGR Insurance Brokers may keep a record of the information, response or any opinion volunteered without reference to their identity to calculate the Contest results on their respective websites or in other media such as business documents or leaflets sent to members. Collection of information, including name, address, phone number(s) and email address under this Contest is strictly for the purposes of administering this Contest and providing any materials or information requested by the contestant. AGR Insurance Brokers will use the Mandatory Information the contestant submits for the purposes of contacting a contestant and awarding a Prize in the Contest should the contestant be selected as a winner. By entering the Contest, contestants who win any of the prizes, agree to have their names published; however, the identities of Contest winners and other personal information are never published without their written consent. Consent will not be unreasonably withheld. Personal information will not be shared with outside parties.

AGR Insurance Brokers and affiliated brokers reserve the right to contact by email (in accordance to CASL) all participants that have opted in to receive information about our products. It is understood that AGR Insurance Brokers and affiliated brokers will contact participants via email or phone to offer an insurance quote.

All Prizes are non-transferable, non-assignable and non-exchangeable for cash or any other form except at the discretion of AGR Insurance Brokers.

Any and all taxes on any Prize awarded, including income taxes, and any incidental expenses associated with collection of the Prize, are the sole responsibility of the winner. No substitutions will be made for any Prize except at the discretion of AGR Insurance Brokers who may substitute a Prize of equal or greater value or substitute a provider of the Prize in the event any of the Contest Prizes are no longer available. All Internet fees, transactional fees, down-loading fees, up-loading fees, accessories, application fees, Wi-Fi costs, roaming charges, costs of programs, long distance charges, travel expenses, mileage, accommodations, meals and extraordinary expenses, including but not limited to beverages and any feature and accessory not expressly listed as part of any Prize shall be the sole financial responsibility of the Prize winner. None of the contestants and/or the Prize winners will be eligible to seek reimbursement for the same from AGR Insurance Brokers and their affiliates or representatives or any other party to this Contest.

AGR Insurance Brokers reserves the right to withdraw, terminate, suspend, cancel, amend or modify all or part of the Contest, in any manner and any rule(s) of the Contest, including the number of e-gift cards awarded, at any time and without prior notice, for any reason whatsoever or if it determines that for any reason the Contest cannot be run as originally planned, including, but not limited to, technical failure or corruption, computer virus, bugs, computer, electronic or system malfunction, tampering, unauthorized intervention, fraud or any other factor(s) or cause(s) beyond AGR Insurance Brokers control which in AGR Insurance Brokers opinion compromises the fairness or integrity of the Contest and/or affects the administration, security, or proper conduct of this Contest as contemplated by these official rules. Failure to comply with AGR Insurance Brokers terms and conditions may disqualify the selected contestant and/or winner from receiving a Prize. Under this section AGR Insurance Brokersare not obligated to award any Prize to any selected contestant for any reason.

If, as a result of an error relating to the entry process, entry, entry count, drawing or any other aspect of the Contest, there are more potential winners of the Prizes than contemplated in these rules, there will be a random draw amongst all eligible Prize claimants after the Contest Closing Date to award the applicable Prize.

By submitting a completed entry form to enter the Contest, the winner releases AGR Insurance Brokers from any and all liability arising out of, or in connection with, this Contest and the awarding of any Prize, now or in the future. By entering this Contest, the winner consents in writing to the use of their name, city and province where they reside (“Personal Information” by AGR Insurance Brokers in a format approved by that winner, as well as any audio/video image, statements, and/or photographs in any related publicity and publication without further compensation, worldwide and in perpetuity, in any and all forms of media and social media now known or hereafter devised, including, but not limited to, the Internet, Facebook, Twitter, Linked In, You Tube, Pinterest, SnapChat and in any publicity or advertising carried out by AGR Insurance Brokers unless prohibited by law. AGR Insurance Brokers reserves the right to post or publish any winner’s name, city, or province of residence, photograph, likeness, voice or other statements, as directed by the winner, on its website and/or on the website of AGR Insurance Brokers affiliated companies and/or on the sponsor’s website for advertising and promotional purposes, where lawful, without further compensation to the winner, worldwide and in perpetuity.

By entering in the Contest, the winner agrees to sign a form of declaration confirming compliance with the Contest rules and regulations and agrees to release, indemnify and forever discharge AGR Insurance Brokers and their affiliated companies, directors, trustees, officers, employees, the prize selection team and any of their parents, affiliates, agents, and contractors, the companies issuing the gift cards, and any advertising and promotional agencies whether for the Contest and/or the Prize, and all their directors, trustees, officers and employees, from any and all action, proceedings, suits, liability, losses, costs, expenses (including legal fees and disbursements), damages, demands and claims of any kind, in respect of anything done by AGR Insurance Brokers in the performance of their duties hereunder in connection with the Contest and/or resulting from the acceptance, possession or use of a prize or any part of a Prize or any extension to a Prize, including without limitation, but not limiting to, any loss, personal injury, death, disablement, dismemberment, property, home or auto damage, or claims based on publicity rights, defamation or invasion of privacy that could result from, but not limited to, the awarding or use of any Prize, by signing an Agreement / Release Form as a condition to and in advance of receiving their Prize in favour of AGR Insurance Brokers and AGR Insurance Brokers will not be liable for the use or misuse of the Prize. AGR Insurance Brokers assumes no responsibility for the participation in the Contest or any liability, claims, demands, actions, loss, damage or personal injury that may be sustained by the contestants and/or the winners. The provisions of this section shall survive the termination of this Contest and may be relied upon by the parties hereto at any time.

Failure to comply with these Contest rules and regulations may result in disqualification from the Contest at any time.

AGR Insurance Brokers is not responsible for any entries that are lost, late, damaged, destroyed, corrupted or misdirected, incomplete, garbled, or delayed by or on any computer, online telephone or technical malfunctions that may occur in the processing transmission or receipt of entries.

AGR Insurance Brokers are not responsible for any theft, destruction or unauthorized access to, or alteration of, entries; failures or malfunctions of electronic data transmission, telephones, telephone lines or telephone systems, interrupted or unavailable network, server or other connections, any error, omission, interruption, defect or delay in any transmission or communication; traffic congestion on the Internet or for any technical problem, including but not limited to any injury or damage to the participant’s or any other person’s computer related to or resulting from participation in this Contest; the cancellation, suspension or preemption of games, injuries or timing errors, electronic or equipment failure or other communication problems occurring in connection with participation in this Contest nor is it responsible for any transmission of viruses from any AGR Insurance Brokers website  to a computer system or if any whole entry system crashes resulting in the Contest being cancelled or other problems or errors of any kind whether mechanical, human, electronic or otherwise.

AGR Insurance Brokers, the Prize selection team, and any of their parents, affiliates, agents, and contractors, including advertising, sponsoring and promotional agencies, and their directors, trustees, officers and employees expressly disclaim and shall be held free of all responsibility or liability for any loss or damage in respect to any prize howsoever caused, any act, error, omission, injury, loss, accident, delay or the neglect or default of any company or person providing any service for the Contest, whether through providers negligence or otherwise, or due to cancellations, adverse weather conditions, loss of personal belongings, illness, bodily injury, accident, death, deterioration of services, inconvenience, loss of enjoyment, disappointment or frustration, either mental or physical due to any Acts of God, force majeure or third party wrong doing, epidemic, social or political disturbances or due to any cause whatsoever occurring during the Contest and the use of the Prize by the winner.

To address any questions or comments, contact AGR Insurance Brokers, email the Marketing Department at

Caution: Any attempt by a contestant to deliberately damage any website or undermine the legitimate operation of the Contest is a violation of criminal and civil laws. Should such an attempt be made, AGR Insurance Brokers (as defined above) reserves the right to seek damages from any such contestant to the fullest extent permitted by law.

Contest sponsor: AGR Insurance Brokers Rules Request, 300-1400 St. Laurent Blvd., Ottawa, ON, K1K 4H4.

AGR Insurance Brokers are legally owned and operated by TW Insurance Services Ltd (TWIS). TWIS is a legal entity that was established in 2021 through an amalgamation of several predecessor entities. As a result, all client or customer information held by AGR Insurance Brokers has been transferred to TWIS.

To receive a printed copy of the Official Rules and Regulations of this specific Contest, please send your request, along with a self-addressed stamped envelope to: AGR Insurance Brokers Rules Request, 300-1400 St. Laurent Blvd., Ottawa, ON, K1K 4H4.