Welcome

Get standard auto insurance that covers:

• Injury, death or property damage to others
• Healthcare costs
• Loss of income for you or your family

Customize your policy with add-ons:

• Comprehensive coverage: Safeguard against damage not caused by a collision, including theft, vandalism, falling objects and more
• Collision protection: Protect your vehicle if it’s damaged in your first at-fault accident with this valuable add-on feature
• Conviction protector: Avoid paying more for your auto insurance if you get a minor driving conviction, such as a speeding ticket
• Accident forgiveness: Your auto insurance rate won’t go up after your first at-fault accident

Find ways to save:

• Automatic Emergency Braking (AEB) discount: Receive up to a 15% discount on eligible coverages if you own a vehicle fitted with a manufacturer-installed AEB system
• Combined policy discount: Save up to 15% on auto premium and an additional 15% on your principal home premium when you bundle your home and auto insurance
• Conviction-free discount: Receive up to a 15% discount if all drivers of your vehicle have no driving convictions in the last three years
• Multi-vehicle discount: You could save 15% if your household has more than one car insured together
• Disappearing deductible: After five years of claims-free driving, your deductible could be $0 with this optional feature

Get standard house insurance that covers:

• Your house
• Your belongings
• Sheds and other detached buildings
• Personal liability
• Living expenses during claims-related repairs or rebuilds

Customize your policy with add-ons:

• Overland water protection: Overland water protection covers losses from the sudden accumulation or runoff of surface waters – including torrential rainfall or spring thaw – and from overflows from any body of fresh water
• Identity theft protection: Coverage can include enhanced credit and debit card coverage, lost income protection, legal fees and more
• Home-based business insurance: Self employed? You’ll get peace of mind knowing that your inventory, computers, files and more will all be covered
• Special valuables coverage including jewelry and collectables

Find ways to save:

• Combined policy discount: Save up to 15% on auto premium and an additional 15% on your principal home premium when you bundle your home and auto insurance
• Disappearing deductible: After five years without making a claim, your deductible could be $0 with this optional feature
• Mortgage-free discount: If you do not have a mortgage or secured line of credit on your home, you may qualify for this discount

Get standard condo insurance that covers:

• The contents of your unit
• Upgrades to your unit like new floors and cabinetry
• Personal liability
• Assessments made by the condo board

Customize your policy with add-ons:

• Overland water protection: Overland water protection covers losses from the sudden accumulation or runoff of surface waters – including torrential rainfall or spring thaw – and from overflows from any body of fresh water
• Identity theft protection: Coverage can include enhanced credit and debit card coverage, lost income protection, legal fees and more
• Home-based business insurance: Self Employed? You’ll get peace of mind knowing that your inventory, computers, files and more will all be covered
• Special valuables coverage including jewelry and collectables

Find ways to save:

• Combined policy discount: Save up to 15% on auto premium and an additional 15% on your principal home premium when you bundle your home and auto insurance
• Disappearing deductible: After five years without making a claim, your deductible could be $0 with this optional feature
• Mortgage-free discount: If you do not have a mortgage or secured line of credit on your home, you may qualify for this discount

Get standard tenant insurance that covers:

• Protection for your belongings
• Accidental property damage to your building and surrounding units
• At least $1 million of personal liability

Customize your policy with add-ons:

• Overland water protection: Overland water protection covers losses from the sudden accumulation or runoff of surface waters – including torrential rainfall or spring thaw – and from overflows from any body of fresh water
• Identity theft protection: Coverage can include enhanced credit and debit card coverage, lost income protection, legal fees and more
• Home-based business insurance: Self Employed? You’ll get peace of mind knowing that your inventory, computers, files and more will all be covered
• Special valuables coverage including jewelry and collectables

Find ways to save:

• Combined policy discount: Save up to 15% on auto premium and an additional 15% on your principal home premium when you bundle your home and auto insurance
• Disappearing deductible: After five years without making a claim, your deductible could be $0 with this optional feature

However you choose to spend it, you’re passionate about your downtime – whether it’s hitting the road in an RV, classic car or motorcycle, opening up your cottage for the season or hitching your trailer and just seeing where the path leads. With leisure and lifestyle insurance, you can relax and enjoy knowing you’re protected with:

• a broad range of stand-alone products for manufactured homes, collector cars, RVs and more
• a variety of discounts and coverage options
• free coverage enhancements and built-in features, tailored to suit your individual needs
• coverage that recognizes seasonal use
• expert claims advice and assistance

Coverages include:

• Seasonal home insurance
• Collector car insurance
• Motorcycle insurance
• Motor home insurance
• Trailer insurance
• ATV & snowmobile insurance
• Boat insurance